Construction & contractors
Operations, projects, tools and employees.
FREEDOM INSURANCE AGENCY · DORAL
Business insurance
Your operations and size shape which business risks need review. Start with your real activities and explore related coverages.
Talk to Freedom ↗26 business topics to explore.
01
Core business protection
BUSINESS
Business & liability
A combination of policies tailored to your company's property, operations and liabilities.
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General liability
Protection against certain third-party claims related to your business operations.
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BUSINESS
Commercial property
Protection for business buildings, equipment and inventory against covered losses.
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Business owners policy (BOP)
A package for eligible businesses that combines several protections in one policy.
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BUSINESS
Workers’ Compensation
Protection related to employees' work-related injuries or illnesses.
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BUSINESS
Commercial auto & fleets
Protection for vehicles used in business operations.
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BUSINESS
Business interruption
Protection for specified income and expenses when a covered loss interrupts operations.
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Transportation & projects
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Trucking
Options for commercial trucking risks.
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Motor truck cargo
Protection for specified freight in transit under policy terms.
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Builders risk
Protection for construction projects during the insured period.
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Equipment & inland marine
Protection for equipment, tools and property moving between locations.
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Ocean marine & cargo
Options for freight and marine transportation risks based on operations.
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Equipment breakdown
Options for breakdown of specified business equipment.
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Garage liability & garagekeepers
Options for repair shops and businesses handling customer vehicles.
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Specialized liability
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Professional liability (E&O)
Protection against claims alleging errors or omissions in professional services.
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Cyber liability
Options for losses and liabilities associated with digital incidents.
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Commercial umbrella & excess
Additional limits above specified business liability policies.
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Directors & officers (D&O)
Protection against certain claims arising from management or board decisions.
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Employment practices (EPLI)
Options for claims involving certain employment practices.
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BUSINESS
Liquor liability
Liability associated with serving or selling alcohol, subject to terms.
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BUSINESS
Pollution liability
Options for specified pollution liabilities associated with declared operations.
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Assets, contracts & communities
BUSINESS
Surety bonds
Bonds that support specified obligations to an obligee.
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BUSINESS
Crime & fidelity
Protection against certain financial losses from specified criminal acts.
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Commercial flood
Flood coverage for business buildings and contents.
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Condo & community associations
Protection for property and liabilities of homeowner or condominium associations.
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BUSINESS
Special events
Temporary protection for specified risks of a declared event.
Learn more ↗This is general information. Coverage, limits, exclusions, eligibility and pricing depend on the insurer and policy. Confirm your options with our team.
BY INDUSTRY
Your operation has its own mix of risks.
These examples frame the discussion; they do not replace eligibility review or policy terms.
Restaurants & cafés
Customers, kitchens, inventory, staff and deliveries.
Retail & storefronts
Inventory, premises, leases and customers.
Distribution & warehouses
Goods in transit, premises and vehicles.
Offices & professional services
Services, data, equipment and professional liability.
Property owners & associations
Buildings, common areas, occupants and contracts.